Frequently Asked Questions

Step 1 – Define your objectives. Step 2 – A proposal, tailored to your objectives will be sent for consideration. Step 3 – If happy to proceed, funds will be sent within agreed timeframe, documents will be returned, and a private bonded warehouse account set up to take full ownership of your collection.

Wine is often used as a hedge against risk and has provided collectors with stability throughout recent events like Brexit and Covid-19. Over the last 20 years the wine market’s main index called the Liv-ex 1000 is up 305%, which equates to around 15% per annum.

Fine wine investment returns can vary depending on several factors, the vintage and brand being some of the primary factors. However, the average growth achieved over the past 20 years has been roughly 15% per annum.

Harvest shortages, a price correction & capital gains tax changes are a few reasons as to why investors are moving to fine wine. As with any investment, cycles will occour and march 2024 marked a great entry point for investors.

Yes, wine investments in the UK are generally considered capital gains tax-free. This is because wine is categorised as a “wasting asset,” meaning if the vintage has a life expectancy of less than 50 years, it can be exempt it from capital gains tax under most circumstances. This tax advantage makes fine wine an attractive investment option. However, tax laws can be complex, so it’s always advisable to consult with a tax professional for personalised advice.

Moncharm offers wine investment recommendations, portfolio management, market insights, and secure wine storage.

A minimum holding period of 5 to 10 years is recommended for optimal returns.

Moncharm assists in selling your wine through established channels when the time is right. We will help ensure that your wine is sold at an optimal price when market conditions are favourable. Our services include providing market insights and handling the logistics of the sale, making the process straightforward and efficient. Typically, upon request a sale will be generated in 30 days.

Your wine is stored in the Fonthill Estate Vaults, a professional, climate-controlled facility that is specifically designed to preserve fine wine. This storage location maintains optimal conditions, such as temperature and humidity, to ensure the quality and value of your wine over time. This secure storage is crucial for protecting your investment and ensuring that the wine matures properly.

Wine is not regulated by the Financial Conduct Authority (FCA), as it is considered a tangible asset rather than a financial product. However, in 2017, HMRC introduced the Alcohol Wholesaler Registration Scheme (AWRS) to regulate the sale of alcohol in the UK. This law ensures that businesses selling alcohol, including fine wines, meet strict standards to prevent fraud and ensure authenticity. At Moncharm Wine Traders, we comply with these regulations under AWRS number XKAW00000103864, ensuring a secure and trustworthy investment process for our clients.